XRP Surges 3.5%, Ripple Releases 2026 Plan, What’s Next?

XRP Surges 3.5%, Ripple Releases 2026 Plan, What’s Next?
XRP Surges 3.5% as Ripple Releases Its 2026 Plan, What’s Next for Price?

Key notes

  • XRP is now trading at $2.29, having gained $4.5 billion in market capitalization in the past day.
  • Ripple has unveiled its 2026 roadmap with a focus on infrastructure, regulation and institutional growth.
  • Analysts see a potential rally towards new yearly highs, but warn of resistance near $2.55.

After falling to a monthly low of $2.09 on November 5, XRP has made a comeback

XRP
$2.30



24-hour fluctuations:
2.9%


Market value:
$138.23 billion



Vol. 24 hours:
$5.51 billion

Gold has regained its momentum, now trading at around $2.29, up 3.5% in 24 hours. This rise comes after the conclusion of the Ripple Swell 2025 conference, where CEO Brad Garlinghouse detailed the company’s vision for 2026.

During the closing conversation of the event, Garlinghouse noted the progress Ripple has made this year.


This includes a $500 million financing round at a $40 billion valuation, along with major partnerships and acquisitions. Ripple also announced new products, including a prime brokerage service designed to enhance cryptocurrency liquidity and institutional access.

Garlinghouse said that Ripple plans to double its cryptocurrency infrastructure and call for clear global regulations. He expressed strong support for the Cryptocurrency Market Structure Bill and Clarity Act, both of which are expected to shape how digital assets are supervised.

The CEO also revealed that Ripple intends to focus on fueling growth rather than new acquisitions in 2026. This comes after a year of four acquisitions, including Palisade Wallet and Custody.

Garlinghouse emphasized that the company has no plans to launch a cryptocurrency exchange, and is instead prioritizing custody, treasury management, and prime brokerage solutions.

The XRP ecosystem is gaining strength

Ripple’s CEO reiterated that XRP is the core of its ecosystem, with a focus on improving trust, utility and liquidity. After legal clarity around the token, funds began steadily flowing back into XRP.

Garlinghouse predicted that institutional demand could pick up once the cryptocurrency market structure bill is passed and the spot XRP ETF launches, perhaps as early as next week. He compared this expected wave of interest to Ethereum’s rise after ETF approval.

Meanwhile, Garlinghouse also joined a community discussion on X about whether it is better to say “on XRP” or “on XRPL.” He agreed that the phrase “on XRP” sounds better than the technically correct phrase “on XRPL,” reflecting a deeper connection to the community’s culture.

Analysts are anticipating further upside for XRP, with some predicting a new annual peak before the end of December.

In the short term, trader CW warned that investors should keep an eye on a potential sell wall at $2.55, which could test XRP’s momentum before its next major move.

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A crypto journalist with over 5 years of experience in the industry, Parth has worked with major media outlets in the world of cryptocurrencies and finance, amassing industry experience having survived both bear and bull markets over the years. Barth is also the author of four self-published books.

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