Visa Taps Stablecoins To Eliminate Payment Delays For Creators And Gig Workers

Visa has begun piloting a new way for businesses to send money to freelancers, creatives and gig workers by paying directly into stablecoin wallets, according to company and industry data. Reports. The move aims to reduce the time it takes people to access their earnings and offer an alternative to bank or card payments.

Stablecoin visa pilot

According to the visa, The pilot It will allow businesses to fund payments with fiat currencies while the recipient receives a US dollar-pegged stablecoin such as USDC in their cryptocurrency wallet. Recipients will still need to complete KYC and AML checks, and platforms must integrate the required paths to convert fiat currencies into stablecoins before sending funds.

Reports revealed that the program is being tested within Visa Direct – the company’s money transfer service that already reaches more than 195 countries and regions.

LATEST: Payments giant Visa has launched a pilot program that enables US businesses to send USD stablecoin payments directly to recipients’ cryptocurrency wallets, while continuing to fund their business accounts with fiat currencies. pic.twitter.com/gd0WsN5txZ

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Speed ​​and size

Faster conversions That’s the big selling point. While bank or other rail transfers can take days, Visa says stablecoin transfers can arrive in wallets in minutes. This difference is important for content creators who need money quickly to pay bills or purchase services.

According to Visa’s own research cited with the pilot, 57% of digital creators rank “instant access” among their top reasons for choosing certain payment methods.

Visa also noted that Visa Direct processes billions of transactions annually and that wider availability could follow in the second half of 2026 following customer onboarding and regulatory checks.

How freelancers benefit

For people working across borders, Receive payment in a stablecoin pegged to the US dollar It can reduce exposure to local currency fluctuations and avoid slow local banking systems. Recipients can choose to hold the stablecoin, convert it to local currency through a cryptocurrency exchange, or transfer it to a bank account where this option is available.

this Flexibility It can be particularly useful in markets with weak banking infrastructure or currency controls. However, some creatives and gig workers prefer traditional payments. Adoption is not automatic.

Practical obstacles to adoption

Wallet setup and user knowledge remain barriers. Many recipients do not have compatible wallets or are unsure how to manage stablecoins, custodial keys, and transfers.

Platforms must also decide who bears the transfer fees and how to offer choice to beneficiaries. Integration work is required on the business side to securely convert fiat currencies to USDC and manage on-chain settlement, without exposing customers to unnecessary risk.

Featured image from Unsplash, chart from TradingView

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