
A recent survey conducted by the investment platform in Crypto Bitpanda open An expansion gap between the investor’s interest in encrypted currencies and the services currently provided by European financial institutions.
The study, which included 10,000 retail and business investors in 13 European countries, indicate that the investor’s appetite for digital assets continues to increase while institutional offers remain limited.
Institutional frequency for the market opportunity
According to the results, more than 40 % of the survey’s business investors already have digital currency assets, with an additional 18 % planning for investment soon.
However, only 19 % of financial institutions currently provide digital asset products. This represents a 30 % significant correspondence between the actual digital currency sharing among customers and the perception of demand among banks.
While more than 80 % of the banks included in the survey acknowledge the importance of the digital currency in the future financial ecosystem, most of them are still hesitant in implementing the corresponding services.
Only 19 % of these institutions provide encryption services, and 18 % are studying expansion, especially in areas such as the transfer of digital currency.
The CEO of Bitpanda, Lukas Enzersdorfer-Konrad, stressed that the main obstacles are not organizational obstacles but internal challenges such as the lack of resources and knowledge. He pointed out that banks can already monitor revenue flows as customers move to alternative platforms.
The data shows that 36 % of business investors prefer to exchange encryption investments, while only 27 % would choose a traditional bank. Among the retailers, 27 % over the banks’ preference over the stock exchanges, indicating that the broader banking integration can enhance adoption.
The last survey, conducted by Bitpanda Technology Solutions, revealed that 1 in 6 Europeans have a positive look at the development of digital assets and digital assets.
Stay tuned for more main results – the full report will come soon!
How do you see Crypto develop? pic.twitter.com/wclg8aars
– Bitpanda (pitpanda_global) March 7, 2025
Organizational clarity and competitive pressure
With the European Union markets in organizing encrypted assets (MICA) available an organizational framework for digital assets, Bitpanda believes that conditions are favorable to banks to expand their offers. I noticed Bitget in the report:
Until very recently, the conditions of the organizational framework across European countries in terms of organizational methods, licensing requirements and positions towards cryptocurrencies and blocs by the organizers. These factors have a direct impact on the creation of Blockchain and Web3 companies and thus on the percentage of the population who invest in encryption, and therefore they should consider financial institutions when creating an encryption service or expanding a work scope in these countries.
Delayed integration, according to Enzersdorfer-Konrad, can lose revenue for the original encoded companies and more competitors. Moreover, 28 % of the financial institutions included in the survey believe that the digital currency will become more important in the next three years.
As demand grows and the clarity improves, the survey highlights an invitation to work for traditional banks: re -evaluating current strategies and adapting to advanced preferences for contemporary investors.
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The post Investors Want Crypto, But EU Banks Aren’t Listening—Survey Finds Major Gap first appeared on Investorempires.com.