
SEC lawsuit threatens XRP
In December 2020, XRP (XRP) was at the threat of existence. But what was almost killed now seems to be the greatest strategic advantage of it. On December 22, 2020, the US Securities and Stock Exchange Committee caused XRP 62 % breakdown. This led to the overthrow of the collective and the placing of the cryptocurrency in a legal gray area.
The lawsuit filed against the XRP Ripple Labs operator has claimed that it had been selling securities worth $ 1.3 billion since 2013. At that time, the last days of the Trump administration were the first and gained the coding industry outside the guard.
But after five years, the litigation was finally concluded. On August 7, 2025, both parties drop their calls. XRP was placed in a prominent position.
The currency now has something that many of its competitors yearn for: final legal clarity.
It is not officially safe when selling on public stock exchanges. This is an amazing reflection of the position of Ripple, as XRP from an organizational nightmare turned into a digital origin with explicit verification in the United States.
Society filling behind XRP
Many encrypted currency holders are mocking XRP, and even before the lawsuit, the term “XRP army” was thrown as a humiliating term. Critics often mocked supporters of the symbolic symbol in this way.
However, SEC lawsuits collected society together and the unity of this army. It became a massive cry of one of the most organized movements in Crypto.
Unlike many other encrypted currencies, XRP is not completely decentralized and managed to society. It is operated under the Ripple Labs watch. It is supposed to be an integral part of the infrastructure of modern payments in Ripple Blockchain.
Therefore, sitting on the right side of the law is very important to succeed in the long run. This is the line that the CEO of Ripple Brad Garlinghouse will use as a mobilization vision.
He said in December 2020: “We are not only on the right side of the law, but we will be on the right side of history.” Blog post.
John Diton, the lawyer who appeared as a major figure who gathered more than 75,000 XRP holders to support certificates and submit certificates in the Ripple case. Over the years, the XRP army clicked on social media campaigns, and coordinated and coordinated to maintain the issue in the general spotlight with pressure on the organizers at the same time.
Do you know? LEDGER XRP Lightning Fast, with payment of payments in five to 10 seconds all over the world. It is an immediate feeling compared to bitcoin, which takes more than 10 minutes.
The main legal victories along the road
It was not until September 2022 that Ripple managed to achieve its first great victory. SEC courts prompted the release of emails from former director William Heinmann.
The internal contradictions in the SEC approach to organizing the cryptocurrency hit a huge blow in their case.
There was a special focus on ETHER (ETH). The controversy focuses on Hinman’s description of ETH as a “original, not safe” symbol, because it was not concentrated enough.
Documents in a court lawsuit showed that SEC officials do not agree to this position, and there were sounds of contradiction. If ETH is not safe, then why will XRP be?
A month later, Judge Angia Torres brought down the most pivotal judgment to help create decisive legal differences:
- Institutional sales: XRP sales were classified for hedge funds and institutional buyers as unregistered securities offers.
- Soft sales: XRP sold on stock exchanges was not safe. Retail buyers had no expectation of profits from Ripple’s efforts.
This is a slight difference that gave Ripple a partial victory but helped create XRP as an encrypted currency, not safely.
Ripple continued to accumulate victories throughout 2023. In August 2024, Ripple’s final penalty was set at $ 125 million. This is 95 % lower than the original SEC suit of $ 2.2 billion.
Do you know? The Professor XRP book has been treated about 2 million transactions per day until now in 2025. Weekly payments are now 8 million, an increase of 800 % since 2023.
Xrp v. SEC is closed
With the appeals that revolve around both sides, until August 7, 2025, the case was recently closed. Both sides submitted a common chapter of their ongoing appeals with American courts.
The chief legal officials of Ripple Stuart Aldeoty are simple things mail On x: “The end … and now he returned to work.”
After the committee’s vote today, SEC and Ripple officially submitted directly to the second circle to refuse to appeal.
The end … and now return to work. https://t.co/nvQthncfot
Stewart Aldouti (S_alderoty) August 7, 2025
The final results of Judge Torres 2023 in concrete and created a binding legal precedent:
- XRP is definitely not safety when selling in exchanges.
- It determines the method of determining when the encryption sales are considered to be securities (for example, when presented to institutional buyers).
- A fine of $ 125 million, which can be controlled for a company like Ripple, compared to the treasury reserves.
The market reaction was as expected, as XRP 4.5 % rose on the advertisement, reaching $ 3. It was a tremendous growth in the value of the currency from the dark days of 2020, when it decreased to about $ 0.20.
Do you know? In April 2025, Ripple received Hidden Road, a major broker, for $ 1.25 billion. It is one of the largest integration and purchase deals in Crypto, as it provides trading capabilities and deeper liquidity for institutional customers.
How the case reinforced the XRP narration
This final ruling has transformed from an organizational outlet into an encrypted currency with official judicial verification.
Even the top of the two currencies, Bitcoin (BTC) and ETH, should rely on the informal SEC guidelines. Although there are no official companies running these coins, it will be difficult to file lawsuits against them in both cases.
For those who supported XRP through the legal battle, it has created a fierce bond with a powerful and more committed user base than ever. The exit on the right side of history proves their condemnation after fighting years of market tribulations.
It also provides legal victory for institutional investors the clarity they need. With the XRP lawsuit, it was difficult for many institutions to invest in currency.
Since the rule of July 2023, XRP has witnessed a noticeable increase, adding approximately $ 180 billion to the market value.
Here is the biggest victory ever for XRP: It now has a unique position of organizational clarity in one of the largest financial markets in the world. This will be difficult for others to repeat it easily in their current decentralized coordination.
It can be a sustainable trench that enhances XRP through every transient organizational challenge, changing the government system and changing driving in the SEC facing other cryptocurrencies.
With this American regulatory clarity, Ripple can now focus on global expansion without SEC weight weight. This may lead to accelerating partnerships throughout Asia, Europe and other emerging markets, as organizational frameworks are still developing and remaining in a gray area.
Legal deviations removal also give a boost to enter Rlusd Stablecoin and the growth of LEDGER XRP capabilities.
In general, this legal victory provides incredible stability, providing it with the unique force to push the technological development in the long term and the growth of the ecosystems.
The post How the lawsuit strengthened XRP’s narrative first appeared on Investorempires.com.